My reason for moving is the mutual funds that my money has been sitting in has not been making much. Actually I have lost quite a bit of money. After looking over some of the top mutual funds I was able to choose some better investments.

Biotech funds seem to be doing well, and if you choose properly, you can make some good coin.

If you feel like you want to be a little more reserved, then you can go with getting bonds. They are not only one of the safer investments, but they also tend to make a lot smaller in return than funds or stocks. But hey, ROI is good no matter what amount.